Quikbench

Loan calculator, done in your browser.

Same EMI math as the EMI calculator, plus a year-by-year breakdown of how much of your payment goes to principal vs. interest. Nothing here is sent anywhere; it's plain arithmetic that runs instantly as you type.

Loan Calculator

EMI + yearly breakdown

Same EMI math as above, plus a year-by-year breakdown of how much of your payment goes to principal vs. interest.

Monthly EMI
₹0
Total interest payable₹0
Total payment₹0
YearPrincipal paidInterest paidBalance remaining
This breakdown assumes a fixed interest rate for the full tenure with no prepayments — actual amortization may differ with a floating rate or extra payments.

How the loan calculator works

Same underlying EMI formula as the EMI calculator, with an added year-by-year amortization table showing how the principal-vs-interest split shifts over the life of the loan — typically more interest-heavy in early years and more principal-heavy later on.

All calculations run entirely in your browser — there's no upload, no account, and no server involved at any point. Results update live as you move the sliders.