RD Calculator
See what your monthly recurring deposit will grow to — for any bank or the post office, using the quarterly compounding they use.
- Maturity, total deposited and interest
- Quarterly compounding like banks use
- Post office RD rate pre-filled (6.7%)
- Free and instant
Banks and the post office compound RD interest every quarter. The post office 5-year RD pays 6.7% for October–December 2026. Interest is taxable at your slab rate.
Frequently asked questions
How is RD maturity calculated?
Each monthly deposit earns interest compounded quarterly until maturity. The calculator adds up every deposit's grown value — the same method banks use.
What is the post office RD rate?
6.7% a year for October–December 2026, for the 5-year account. Rates are reviewed every quarter.
What if I miss an instalment?
Banks and the post office charge a small penalty, and the maturity is slightly lower.
Build savings month by month
A recurring deposit is a simple way to save a fixed amount every month. Enter your monthly amount and rate to see the maturity value.