PPF Calculator
See what your Public Provident Fund will grow to at the current 7.1% rate — for 15 years or with 5-year extensions, with the balance for every year.
- Current rate 7.1% (Oct–Dec 2026)
- 15 years or extended in 5-year blocks
- Year-by-year balance
- Tax-free maturity (EEE)
Assumes you deposit before 5 April each year, so the whole deposit earns interest for the year. PPF interest is compounded yearly and is tax-free; deposits qualify for 80C in the old regime.
Frequently asked questions
What is the PPF interest rate now?
7.1% a year for October–December 2026. The government reviews it every quarter.
How much can I deposit?
Between ₹500 and ₹1.5 lakh a year, in one go or in instalments.
Why deposit before 5 April?
PPF interest is calculated on the lowest balance between the 5th and the end of each month. Depositing before 5 April means your yearly deposit earns interest for all 12 months.
Is PPF tax-free?
Yes — deposits (under 80C, old regime), interest and maturity are all tax-free.
Plan your PPF
PPF is one of the safest long-term savings in India, backed by the government and fully tax-free. Enter your yearly deposit to see the maturity value.